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    “Debt is not just numbers on paper or money owed; it is a quiet chain that binds the future, stealing tomorrow’s choices to pay for yesterday’s desires. It teaches us that freedom cannot coexist with constant obligation, and that true wealth is not measured by what we acquire, but by what we are no longer enslaved to repay.”

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    “Wealth building is not found in sudden riches, but in steady habits that multiply quietly over time. It teaches us that patience is more powerful than haste, discipline stronger than desire, and that real prosperity is measured not by what we spend, but by what continues to grow when we no longer chase it.”

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